10 papers and 15 Insights on P&C insurance, the London Market, claims, underwriting and AI-led transformation.
Why London's legacy acquirers are the most under-served buyers in insurance technology, and what it takes to win them
Blueprint Two promised £800m and delivered a pause. Four supervisors did not pause with it. The Liability Stayed and got Bigger!
A market where the insurer of last resort has quietly become the insurer of first choice, and every private carrier is one wildfire season away from paying…
Underwriting moved to cloud. Finance stayed in batch. That gap costs Europe's P&C carriers 1.8 combined ratio points
The market that could not deliver £800m of savings from the centre in five years is now openly asking to have the same problem solved bilaterally…
The definitive brief on why your SME claims strategy is only as strong as the data foundation beneath it — and the 24-month workbench architecture that closes…
A Framework for AI-enabled Data Source Exploration and Validation in Commercial and Specialty P&C Insurance
The structural forces reshaping Personal Lines Claims - and what separates the leaders!
For fourteen consecutive years, the commercial auto insurance line has posted an underwriting loss. Not a bad year — fourteen years.
The motor finance in the UK is currently navigating a complex landscape of regulatory changes and legal challenges, particularly concerning commission…
The market that could not deliver £800m from the centre in five years is now asking, openly, to have the same problem solved bilaterally, relationship…
Broker IQ · Insurance Broking Intelligence · North America | UKI-Europe | ANZ
Rewriting the Silent Cyber Book Across Carriers, MGAs and Reinsurers
How the Broker-to-MGA Bridge Captures the Largest Unclaimed Pool of Specialty Premium — and the Four Rungs That Decide Who Owns It
DETECTION IS CHEAP. CORRECTION IS STRATEGY...restoration to the original condition — the principle of indemnity that reinstatement cover exists to deliver…
The U.S. Excess & Surplus (E&S) and delegated-authority markets have never been larger, or more scrutinised.
Five forces, three phases, one workbench: the executive case for turning SME claims from a cost centre into a structural-margin advantage — in the time…
An AI-enabled Framework for Data Source Exploration and Validation in Commercial & Specialty P&C Insurance North America · Lloyd's · London Market
Perspective: A 24-month pivot to the AI-insurer" — puts a clock on the ambition.
120,000 natural hazard claims. A$9.8 billion in payouts. A 76% surge in ASIC complaints. Motor backlogs stretching to five months.
The FCA abolished the loyalty tax. It did not abolish the aggregator dependency, the absence of a proprietary data moat, or the operating model built around…
DORA, the EU AI Act, OEM-embedded insurance, and an accelerating NatCat loss curve are not four separate risks to be managed in sequence.
What North America's Personal Lines Insurance leaders now face, a structural transformation that has been long imperative, Not a Pricing Cycle
The longitudinal health data that could transform A&H underwriting, prevention, and the employer relationship is being generated every day by policyholders'…
14 consecutive years of Underwriting Losses demand more than Rate Action - the carriers who survive the next cycle will be those who transformed their claim…