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Integrated Data Architecture — Commercial Property Underwriting

Consolidated data pipeline from disparate sources into Snowflake with structured & unstructured data classification, feeding Single Version of Truth

Source Ingestion
→
Snowflake Storage
→
AI Cleansing
→
Single Version of Truth
→
Actuarial Engine
→
Underwriting Decision

Data Sources

📋
Broker Submission
ACORD / Email / Portal
🏛️
Federato PolicyCenter
Policy Management System
⚙️
Guidewire ClaimCenter
Claims Management
🔧
Loss Control System
Inspection Platform / Zywave
🔷
Verisk (ISO / Prometrix)
Risk & Analytics API
📊
Moody's RMS
Climate & Catastrophe API
🗺️
CoreLogic
Hazard Risk Models & Scores
⚠️
HazardHub (Guidewire)
Property Hazard Data API
🌊
JBA Risk (Flood)
Flood Data & Models
🛰️
Geospatial Analytics
CAPE / Zesty / Nearmap / EagleView / Vexcel
📐
Risk Engineering
Inspection Reports / SharePoint
Multi-cluster CP_UNDERWRITING_DB
📦 STRUCTURED DATA SCHEMAS 12 schemas · 84 tables
Broker SUBMISSION_RAW
Broker SOV_LOCATIONS
Broker LOSS_RUN_HISTORY
Federato POLICY_MASTER
Federato POLICY_COVERAGE
Federato POLICY_ENDORSEMENTS
Guidewire CLAIMS_HEADER
Guidewire CLAIMS_RESERVES
Verisk VERISK_ISO_SCORES
Verisk VERISK_360VALUE
Moody's MOODYS_CLIMATE_SCORES
CoreLogic CORELOGIC_HAZARD
HazardHub HAZARDHUB_PROPERTY
JBA JBA_FLOOD_ZONES
JBA JBA_FLOOD_DEPTH
LossCtrl LOSS_CONTROL_INSPECTIONS
Geospatial GEO_PROPERTY_ATTRIBUTES
Geospatial GEO_ROOF_CONDITION
🗂️ UNSTRUCTURED DATA STAGE 6 stages · ~2.4TB
Broker SUBMISSION_DOCS
Broker SOV_SPREADSHEETS
RiskEng INSPECTION_REPORTS
RiskEng INSPECTION_PHOTOS
Geospatial AERIAL_IMAGERY
Geospatial SATELLITE_TILES
Guidewire CLAIMS_ATTACHMENTS
Broker LOSS_RUN_PDFS
RiskEng ENGINEERING_REPORTS
⚡ REAL-TIME PROCESSING
Snowpipe: ● Active
Streams: 14
Tasks: 28
Cortex AI: ● Enabled
✅
Single Version of Truth
Cleansed · Normalized · Taxonomy-aligned
CP_SVT_PROD
📍 Location & Property
CP.LOC.GEO.001 Location Geocode CoreLogic · HazardHub
CP.LOC.ADDR.001 Standardized Address Broker · Verisk
CP.PROP.CONST.001 Construction Class (ISO) Verisk · Broker
CP.PROP.YR.001 Year Built / Renovated CoreLogic · Broker
CP.PROP.SQFT.001 Square Footage EagleView · Broker
💰 Valuation
CP.VAL.TIV.001 Total Insured Value (TIV) Broker · Verisk 360Value
CP.VAL.RC.001 Replacement Cost Verisk 360Value · Moody's
⚠️ Hazard & Catastrophe
CP.HAZ.FLOOD.001 Flood Zone / Depth JBA Risk · CoreLogic
CP.HAZ.WIND.001 Wind / Hurricane Score Moody's RMS · CoreLogic
CP.HAZ.EQ.001 Earthquake PML Moody's RMS · CoreLogic
CP.HAZ.FIRE.001 Wildfire Risk Score HazardHub · CoreLogic
📜 Policy & Claims
CP.POL.EXP.001 Policy Expiry / Renewal Federato PolicyCenter
CP.CLM.LKR.001 Loss-to-Kearned Ratio Guidewire ClaimCenter
CP.CLM.FREQ.001 Claim Frequency 5-Yr Guidewire · Loss Runs
🛰️ Geospatial Intelligence
CP.GEO.ROOF.001 Roof Condition Score CAPE / Zesty / Nearmap
CP.GEO.PERI.001 Property Perimeter Change EagleView · Vexcel/GIC
CP.GEO.VEG.001 Vegetation / NDVI Proximity Nearmap · Betterview

🤖 AI-Driven Data Cleansing

Human-in-loop exception management

❄️ Snowflake → Pulling Data... → SVT
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Clean / STP
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Flagged
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Errors
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AI Suggested

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Audit Trail
AI Insights
Taxonomy

🏢 Commercial Property Portfolio

20 risks · Actuarial modelling via Symfos

$2.47B
Total TIV
$18.3M
Total Premium
0.74%
Avg Rate
67%
Bound Rate

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🏢
Select a risk from the portfolio to begin actuarial modelling
💡
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